The lender`s standard credit assessment criteria apply. Fees and fees may be due. 304,000 6-year Velocity Points assume that you qualify for Virgin Money Limited`s Double Settlement Points offer, that your bonds are divided into two credit accounts for the 6-year period, that the minimum total net balance of $50,000 and that the pay rate remains the same for the specified period. Yes, Virgin Money offers immediate online decisions in most cases (sometimes additional information may be needed). Virgin Money may also offer same-day financing of your loan (only for existing current account customers). LMI 20% discount for eligible First Home Buyer home loans between 80.01-90% LVR. To qualify for the 20% LMI discount (from Genworth`s standard debit card), customers must be a First Home Buyers special and have a basic LVR loan between 80.01% and 90%. The property to be financed must be located in a metropolitan area and should not be on a high density site (postcodes are limited). Delivery of Genworth`s standard price card.
Credit criteria, fees and fees, terms of sale apply. Important Information: Notwithstanding the above eligibility criteria, Genworth Financial Mortgage Insurance Pty Limited, the issuer of Lenders Mortgage Insurance, reserves the right to accept and approve LMI proposals at its discretion. The virginal currency loan of the virgin currency calculates 3.0% representing APR for loans between 7500 and 15,000 dollars. Virgin Money offers the loan with repayment terms of between 1 and 7 years and applicants can apply to borrow between $1,000 and $35,000. Please note that you should always refer to your credit agreement for the exact amounts of repayment, as these may differ from our results. Available for new applications for fixed-rate residences and private credit filed on November 13, 2020 or after November 13, 2020. Available only for new bonds of $300,000 or more with a maximum credit/value ratio of up to 80%. Not available for interest rate loans. Not available for refinancing or restructuring of existing blank home loans. For new refinancing applications received between November 30, 2020 and January 22, 2021 (including) and billed until April 23, 2021, a limited cash offer of $3,000 is available. Offer available on the Virgin Silver Loan.
Total minimum loan of $300,000. Maximum credit/value ratio (LVR) of 80%. Not available for refinancing or restructuring of existing blank home loans. The offer can be changed and/or deleted at any time without notice. Limited to a payment of $3,000 per principal borrower, provided the total amount taken at the time of liquidation of all loans is $300,000. Customers must open a Reward Me Home Loan Companion account next to their virgin money reward Me Home Loan. The $3,000 cashback payment will be credited to the customer`s Reward Me Home Loan Companion account within 60 days of the billing date. Applicants should seek their own tax advice regarding receiving cashback when billing.
Delays in repayment can lead to serious money problems. Insurance Products: The information and advice on our insurance products are general in nature and do not take into account your personal financial situation, your needs or your objectives. For this reason, you should consider the relevance of this information and advice based on your financial situation, needs and personal goals, obtain the product release statement and financial services guide (available for downloading virginmoney.com.au) and read before deciding whether you want to buy or keep an insurance product.